We Work With Your Insurance — and Offer Options When You Don't Have It.
- ✔In-network with UnitedHealthcare, United Concordia, and Aetna — most PPO plans accepted.
- ✔Flexible financing available through CareCredit and Cherry with convenient payment plans.
- ✔Our Office Loyalty Plan covers two cleanings, exams, X-rays, and discounts on all other care.
- ✔No insurance? No problem — we offer solutions for every budget.
Insurance
We Accept Most Major PPO Plans.
Pearl Smile Center is in-network with UnitedHealthcare, United Concordia, and Aetna, and we work with most major PPO dental plans. If you're unsure whether your plan is accepted, our team is happy to verify your benefits before your appointment.
- ✔UnitedHealthcare & United Concordia — in-network.
- ✔Aetna PPO — in-network.
- ✔Medicare Advantage PPO plans accepted.
- ✔We accept most PPO plans — call to verify yours.
Accepted Insurances






Financing
Flexible Payment Options for Every Patient.
We believe cost should never stand between you and a healthy smile. Pearl Smile Center offers financing through CareCredit and Cherry, as well as our in-house Office Loyalty Plan for patients without insurance — starting at just $295/year for children and $325/year for adults.
- ✔CareCredit & Cherry financing — apply in minutes.
- ✔Office Loyalty Plan — cleanings, exams, X-rays, and discounts included.
- ✔Bilingual support available for Spanish-speaking patients.
Financing Partners